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5 Tips To Avoid A Costly Car Accident In Las Vegas, NV

Car accidents cost the U.S. economy hundreds of billions of dollars annually. These costs include the damages individual drivers suffer. But they also include societal costs due to lost productivity, insurance administrative costs, and investigative expenses. According to the U.S. Department of Transportation, traffic crashes cost Nevada’s economy nearly $2 billion annually.

In this article, Battle Born Injury Lawyers offers tips on how to avoid a costly car accident in Las Vegas, NV.

Costs From Car Accidents

The costs of car accidents come from many sources. A minor fender-bender can result in thousands of dollars in repair bills. More severe crashes might cause extensive damage or even the total loss of your vehicle.

In addition to your property losses, you will also have medical bills. Emergency treatment in Las Vegas can cost a lot of money, and you may face months or years of physical therapy and mental health counseling. These costs, combined with your lost wages, could amount to enormous damages.

You will also experience non-economic losses. You cannot put a price tag on these costs. But they can include pain, fear of the future, and anxiety over your injuries. These losses erode your happiness and quality of life.

How You Can Avoid An Expensive Car Crash in Las Vegas

You can use combinations of these strategies to reduce your costs from car accidents. Additionally, there are some concrete steps you can take.

1. Review Your Insurance Coverage Frequently

Most states require you to buy liability insurance. This type of coverage covers the losses by third parties after you cause a crash. This protection could significantly reduce your exposure if you collide with a fixed object or another vehicle. Your liability coverage will pay for the damage and injuries you cause, up to your policy limits.

For example, Nevada requires vehicle owners to carry liability insurance to register their vehicles. The policy minimums required by Nevada law include:

  • $25,000 in bodily injury liability (BIL) coverage per person, up to $50,000 per accident
  • $20,000 in property damage liability coverage per accident

Thus, if you cause an accident and the other party incurs $10,000 in medical costs, your insurer will pay them on your behalf.

Keep two caveats in mind. First, you will pay for any losses that exceed your policy limits. Suppose that you bought the minimum coverage and the other party incurred $35,000 in losses. Your insurer pays $25,000, and you pay the remaining $10,000.

Second, your liability coverage only pays others. It does not pay you. To cover damage to your vehicle, you need collision coverage. And you need medpay coverage to cover your medical costs.

You should review your insurance regularly to ensure you have the necessary coverage. If you just bought a new car, you may want to add collision coverage. And if you have a high-deductible health insurance plan, you should consider whether medpay coverage makes sense.

2. Stay Patient And Slow Down

Speeding increases your crash risk. When you speed, you are more likely to lose control of your vehicle in adverse conditions or when making an emergency maneuver.

Equally importantly, vehicles traveling at faster speeds release greater energy in a crash. Your crash can cause more severe injuries and property damage when you speed.

3. Drive Sober

Intoxicated driving is the leading cause of fatal crashes in Las Vegas, Nevada. Drivers intoxicated by drugs, alcohol, or both suffer from:

  • Impaired judgment
  • Increased risk-taking
  • Reduced ability to judge speed and distance
  • Altered reflexes

Impaired drivers often cannot make evasive maneuvers that can reduce the damage caused by a collision. These full-speed crashes can cause fatal injuries. By driving sober or getting a ride when you cannot drive safely, you save lives and avoid the financial and human costs of these collisions.

4. Minimize Distractions

Distracted driving takes your mind, eyes, and hands away from driving. You can happen upon a road or traffic hazard without the ability to react. These crashes often result in rear-end collisions that injure you and make you liable for the other driver’s losses.

5. Talk To A Car Accident Lawyer After A Crash

Sometimes, you cannot avoid a crash. When another driver’s actions result in a collision, you have the right to pursue compensation from them. Through this claim, you can recover both your economic and non-economic losses.

You should speak to a Las Vegas car accident lawyer after your crash to determine whether you have an injury claim. If the lawyer believes you can prove the other driver’s liability, you can recover compensation to cover the costs you incurred.

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