It’s possible for even the most seasoned rider to have a motorcycle accident. The steps taken directly following an accident are critical and can have significant financial implications. What you do and say has the potential to impact legal outcomes. Let’s delve into important considerations, including what you should do following an injury from a motorcycle accident.
There are different reasons to call 911 after a motorcycle accident. For starters, there might be a need for medical attention, and it’s best to call 911 for an ambulance to get immediate care. The other reason is to file a police report, which can be helpful down the road during legal proceedings. A thorough police report can help you recover damages.
Gathering Important Information
In the event that nobody is physically injured and rushed to the hospital, you’ll want to exchange insurance and personal information with the other driver involved in the accident. This will include the name of the insurance company, the policy number and the driver’s name, as well as their phone number, address and license plate number. You should also write down details about the car, such as the make and model. If you have a camera, you should take pictures of the car.
Contacting an Attorney
One of the most important things you’ll need to do after the accident will be contacting a motorcycle accident lawyer as soon as possible. In fact, you’ll want to contact a lawyer before calling your insurance company. The reason why it’s advantageous to call a lawyer that specializes in motorcycle accidents instead of a general practice attorney is that they will have specialized knowledge that will benefit your case. They understand the physics of biking and how motorcycle accidents typically occur. A lawyer that specializes in motorcycle accidents also has the knowledge required to analyze the case and develop an effective strategy.
Documenting What Occurred
Whenever you’re able, you should document details about the accident, such as what happened and how it happened. You should also include the time the accident occurred. Other details that might be helpful to write down include the speed limit, road conditions, and the weather at the time of the accident. When you’re taking pictures of the other vehicle, you should also take pictures of the intersection or the general vicinity where the accident occurred.
Notifying Your Insurance Company
As previously mentioned, you’ll want to call your bike insurance company after you have spoken with an attorney. When speaking with the insurance company, you want to avoid agreeing to a settlement that isn’t in your best interest. Insurance companies know you are probably unfamiliar with the amount that would be considered fair. Your attorney will provide you with guidance to help you navigate the conversation with the insurance company. The main reason for calling the insurance company is to document the accident.
Recovering and Rebuilding Your Confidence
Depending on the nature and severity of the accident, it can be difficult to return to your full physical capabilities, and it might require physical rehabilitation. It can also be hard to rebuild your confidence. It’s perfectly fine not to return to riding either for a while or at all – the decision is yours alone. If you want to start riding again but don’t quite feel comfortable, you might find therapy helpful so that you can develop the psychological tools needed to ride again.